# THAT (THAT COIN PTY LTD)

> Putting the currency in crypto. Discover businesses that accept crypto payments and find real-world places to shop, eat, and spend crypto with THAT.

## About
THAT is operated by THAT COIN PTY LTD, an Australian crypto payments company — "putting the currency in crypto." It helps people find real-world businesses that accept crypto payments and spend crypto in everyday life, through a non-custodial wallet and a merchant directory.

## Key facts
- THAT is a non-custodial crypto wallet and payments app — funds stay in the user's control.
- THAT is operated by THAT COIN PTY LTD, an Australian company.
- Payments are peer-to-peer: crypto moves directly from customer to business, with no card network or intermediary in between.
- Businesses that accept THAT pay no transaction fees, keep 100% of each sale, and receive funds near-instantly with no chargebacks.
- The THAT token is an ERC-20 token on Ethereum, bridged to Polygon, with a fixed maximum supply of 3.3 billion.
- THAT trades on decentralised exchanges (Uniswap) and centralised exchanges (CoinStash); its price is publicly visible on DexScreener and CoinGecko.
- THAT operates primarily in Australia.

## Key pages
- [/](https://www.that.website/): Crypto payments and real-world places to spend crypto.
- [/business](https://www.that.website/business): Accept crypto payments for your business; list a business on THAT.
- [/that-app](https://www.that.website/that-app): Download the THAT app — a non-custodial crypto wallet.
- [/bridge](https://www.that.website/bridge): Move THAT between Ethereum and Polygon.
- [/shop](https://www.that.website/shop): Official THAT merch.
- [/about](https://www.that.website/about): About THAT COIN PTY LTD.
- [/contact](https://www.that.website/contact): Get in touch with the THAT team.
- [/blogs](https://www.that.website/blogs): Updates, crypto payment news, merchant stories and articles.

## Guides & comparisons
- [/best-non-custodial-wallet-australia](https://www.that.website/best-non-custodial-wallet-australia): Compare non-custodial crypto wallets in Australia — THAT vs MetaMask, Trust Wallet, Coinbase Wallet and others.
- [/best-crypto-for-everyday-spending-australia](https://www.that.website/best-crypto-for-everyday-spending-australia): Which crypto is most practical for everyday spending in Australia — THAT vs BTC, ETH, SOL, XRP and USDC.
- [/blogs/how-to-accept-crypto-payments-in-australia](https://www.that.website/blogs/how-to-accept-crypto-payments-in-australia): How an Australian business can accept crypto payments.
- [/blogs/how-to-pay-with-crypto-using-the-that-app](https://www.that.website/blogs/how-to-pay-with-crypto-using-the-that-app): How to pay with crypto at a business using the THAT app.
- [/blogs/where-to-spend-crypto-on-the-gold-coast](https://www.that.website/blogs/where-to-spend-crypto-on-the-gold-coast): Where to spend crypto on the Gold Coast, Australia.
- [/blogs/what-is-a-cross-chain-swap](https://www.that.website/blogs/what-is-a-cross-chain-swap): What a cross-chain swap is, and how to swap other assets into THAT.
- [/blogs/crypto-cards-personal-use-asset-australia](https://www.that.website/blogs/crypto-cards-personal-use-asset-australia): What the ATO says about crypto, cards and 'personal use assets' for Australian capital gains tax (a quoted, dated reference).
- [/blogs/hot-vs-cold-wallets](https://www.that.website/blogs/hot-vs-cold-wallets): Hot vs cold crypto wallets, explained.
- [/blogs/what-is-a-seed-phrase](https://www.that.website/blogs/what-is-a-seed-phrase): What a crypto seed phrase is and how to keep it safe.

## Whitepaper
The THAT whitepaper, rebuilt on-site at https://www.that.website/whitepaper:
- [Introduction](https://www.that.website/whitepaper/introduction): An introduction to THAT — a fixed-supply, general-purpose crypto asset built for everyday on-chain payments between people and independent merchants.
- [Token Properties & Networks](https://www.that.website/whitepaper/token-properties-and-networks): THAT's token properties: a fixed-supply ERC-20 asset on Ethereum, bridged to networks like Polygon for faster, lower-fee everyday transfers.
- [Supply, Allocation & Vesting](https://www.that.website/whitepaper/supply-allocation-and-vesting): THAT's fixed 3.3 billion maximum supply, token allocation and vesting schedules — covering presale, company, founders and liquidity tokenomics.
- [Bridging & Network Risk](https://www.that.website/whitepaper/bridging-and-network-risk): How THAT bridges between Ethereum and other networks such as Polygon, and the technical and operational risks of using bridged tokens.
- [Ecosystem Tools & Context](https://www.that.website/whitepaper/ecosystem-tools-and-context): An overview of the THAT ecosystem — the non-custodial wallet, merchant directory and tools that help people use digital assets in everyday life.
- [Wallet & Merchant Directory](https://www.that.website/whitepaper/wallet-and-merchant-directory): How the THAT app's non-custodial wallet and merchant directory help users hold digital assets and discover independent merchants that accept crypto.
- [Merchant NFTs](https://www.that.website/whitepaper/merchant-nfts): Factual context on how THAT may use merchant NFTs for access, loyalty and membership use cases — not as investment products.
- [Key Focus](https://www.that.website/whitepaper/key-focus): THAT's key focus: making digital assets genuinely spendable in everyday life through usable, non-custodial tooling and independent merchant discovery.
- [Roadmap](https://www.that.website/roadmap): The THAT roadmap — what has shipped and what's planned across the token, app, merchant network and ecosystem growth.
- [Charity and Philanthropy](https://www.that.website/whitepaper/charity-and-philanthropy): THAT's commitment to charity and philanthropy, including the share of the token allocation directed toward charitable initiatives.
- [Risk, Notices & Disclaimers](https://www.that.website/whitepaper/risk-notices-and-disclaimers): Important risk factors, notices and disclaimers for THAT — the nature of the token, market and technical risks, and what THAT is and is not.
- [Frequently Asked Questions (FAQ)](https://www.that.website/whitepaper/faq): Frequently asked questions about THAT — what it is, how to get and use it, technical and security details, and the wider ecosystem.
- [Glossary](https://www.that.website/whitepaper/glossary): A glossary of key THAT and crypto terms — from non-custodial wallets and ERC-20 tokens to bridging, gas fees and the merchant directory.

## External
- Buy THAT: https://coinstash.com.au/that/buy
- Documentation: https://docs.that.global