Australian crypto payments

About THAT

Putting the currency in crypto — making digital money you can actually spend, with real businesses, in everyday life.

Our mission

Why THAT Exists

THAT was built to close the gap between advanced blockchain technology and everyday usability. Crypto promised a new kind of money — but for most people, actually spending it stayed hard, and the few ways to spend it simply converted it back to cash first.

THAT pairs a straightforward crypto asset with non-custodial tools that let people transact directly on public blockchains, and a directory that helps them find independent businesses that accept it. The emphasis is on usability and accessibility — not speculation, and not promoting THAT as an investment.

Read the full story of THAT →

What we're about

What Makes THAT Different

Spendable by design

Pay businesses directly, wallet-to-merchant, on-chain — no card and no conversion to cash.

Non-custodial

Your keys, your coins. You transact directly on public blockchains; THAT never holds your funds.

A real merchant directory

Discover independent businesses that choose to accept crypto, right inside the app.

Built in Australia

Made for everyday, real-world use — focused on usability, not speculation.

The essentials

THAT at a Glance

Company
THAT COIN PTY LTD, an Australian company
Product
A non-custodial app — wallet plus merchant directory
Token
A fixed-supply, ERC-20 asset on Ethereum, bridged to Polygon
Max supply
3.3 billion THAT (fixed)
Spending
Peer-to-peer, settles on-chain in seconds, no merchant fees
Markets
Trades on Uniswap (DEX) and CoinStash (CEX); public price data

Who's behind THAT

Founder

In five years, we envision THAT as the go-to cryptocurrency, centered on utility and spendability.
— Bailey Nahi, Founder of THAT

THAT was founded by Bailey Nahi, who set out to close the gap between what blockchain can do and everyday, spendable money. Read his story →

Our values

Giving Back

THAT is committed to supporting non-profit and charitable causes. The company has set aside 22% of its token allocation in a dedicated on-chain wallet for charitable and philanthropic initiatives — spanning causes such as disaster relief, mental health, poverty, domestic violence, and environmental protection.

Read about the charity commitment →

About THAT — FAQ

What is THAT?+

THAT is a fixed-supply, general-purpose cryptocurrency built for everyday spending, plus a non-custodial app that combines a wallet with a directory of businesses that accept crypto. It is operated by THAT COIN PTY LTD, an Australian company.

Who founded THAT?+

THAT was founded by Bailey Nahi, who set out to close the gap between blockchain's potential and everyday, spendable money.

Where is THAT based?+

THAT is operated by THAT COIN PTY LTD, an Australian company, and operates primarily in Australia.

Is THAT non-custodial?+

Yes. The THAT app is a non-custodial wallet — you hold your own private keys, and THAT does not operate accounts or hold your funds.

What networks is THAT on?+

THAT is a fixed-supply ERC-20 token on Ethereum, bridged to Polygon for fast, low-cost everyday transfers. It has a fixed maximum supply of 3.3 billion.

Is THAT an investment?+

No. THAT is built and presented as a spendable currency for everyday use, not as an investment product. This is general information, not financial advice.

What can I do with THAT?+

Hold it in a non-custodial wallet, pay participating businesses with it directly, and find places to spend it through the in-app merchant directory.