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Pay with crypto, discover crypto-friendly businesses, and manage your assets — all in one non-custodial wallet.

New to self-custody? Set up your wallet step by step →

The THAT wallet app

THAT Wallet

Everything You Need in One Wallet

Hold, send, spend, and manage crypto — built for the real world.

Choosing between self-custody wallets in the THAT app

Always in Control

Spending, savings, investments — keep separate self-custody wallets, all in one app.

Paying a verified merchant in the THAT app

Quick Payments

Send and receive crypto in seconds — scan a QR code or paste an address.

A completed crypto payment in the THAT app

Instant Settlement

Payments confirm on-chain in seconds, with a clear receipt every time.

Wallet tour

Know Every Button Before You Press It

This is the THAT app, screen by screen. Tap a numbered point to see what that part does.

Your Wallet

The Wallet tab: your balance, the five things you can do with it, and where everything else lives.

The THAT app's Wallet tab: a new wallet's card, the Send, Receive, Buy, Swap and More buttons, the username prompt, THAT Rewards and the token list

Tap a number to see what that part does. Screens are from the released app.

  1. Your wallet, named Wallet #1 to start. Its colour is your THAT Rewards tier, so a new wallet is bronze. Tap the card for Wallet settings, which is where your recovery phrase lives.

Why self-custody

Who’s Really Holding Your Money?

Flip the switch to see the difference between leaving crypto on an exchange and holding it yourself.

Who holds the keys
On an exchange: The exchange does.Self-custody: You do, with a recovery phrase only you have.
What you need to start
On an exchange: An account, identity documents and a linked bank account.Self-custody: A phone and two minutes. No account, no ID check.
If the platform freezes or fails
On an exchange: Your funds can be locked, or lost with it.Self-custody: Nothing changes. Your crypto is on the blockchain, not inside a company.
How you get back in
On an exchange: An email, an ID check and a support ticket.Self-custody: Your recovery phrase, on any phone.
Who's responsible
On an exchange: Shared with a third party.Self-custody: You, completely. Keep the phrase safe and the rest follows.

Exchanges are where most people buy crypto. A self-custody wallet is where you hold and spend it. Many people use both.

Stay safe

Four Rules That Keep You Safe

Self-custody is simple once you know the few things that matter. Learn them once.

  1. Nobody genuine asks for your recovery phrase.

    Not THAT, not support, not an app, not someone in your messages. Anyone who asks is trying to take your crypto.

  2. Paper, not screenshots.

    Photos sync to the cloud on their own. Write the words on paper and keep it somewhere only you can reach.

  3. “You’ve been hacked” messages are the scam.

    A text or email saying your wallet is compromised exists to get your recovery phrase. Don’t tap the link. Open the THAT app directly.

  4. Lock your wallet with Face ID or a PIN.

    It’s off by default. Switch it on in Settings → Security, so only you can open your wallet or approve a payment.

The full guide to staying safe

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