How to Pay with Crypto Using the THAT App
Paying with crypto in person is simple with THAT: open the app, tap Spend, scan the business's QR code, and confirm. Here's the full step-by-step.
Evie Nahi · Marketing Coordinator
· 1 min read
To pay with crypto at a business using THAT, open the app, tap Spend, enter the amount, scan the business's QR code, and slide to confirm. The payment moves straight from your wallet to the business's in seconds — peer-to-peer, with no card and no middleman in between.
What you need to pay with crypto
Two things: the THAT app on your phone and some crypto in your wallet. THAT is a non-custodial wallet, so your funds stay in your control. You can add crypto by buying it through a supported exchange, or by swapping assets you already hold into THAT inside the app. Download the THAT app to get set up.
How paying with THAT works
Once your wallet is funded, paying takes seconds. You find a participating business, enter the amount, scan their QR code, and confirm — the crypto is sent straight from your wallet to theirs. Because payments are peer-to-peer, they settle on-chain in seconds and can't be charged back.
Where can you spend crypto with THAT?
THAT's in-app directory shows businesses that accept THAT payments — cafes, restaurants, salons, and local services — with new venues joining regularly. Open the directory in the app to see what's near you. Running a business? See how to accept crypto payments.
Why pay with crypto?
Paying with THAT is fast and final, you stay in control of your own funds, and there are no card networks taking a cut. For the businesses you pay, that means no card or gateway fees — one of the reasons a growing number of merchants accept it.
Start paying with THAT
Download the THAT app, fund your wallet, and open the directory to find somewhere to spend. New to self-custody? Learn how to keep your seed phrase safe first.
- 1
Download the THAT app and fund your wallet
Get the THAT app, set up your non-custodial wallet, and add crypto by buying through a supported exchange or swapping into THAT in the app.
- 2
Find a participating business
Open the in-app directory to see businesses near you that accept THAT payments.
- 3
Tap Spend and enter the amount
In the app, tap Spend and enter the purchase amount the business gives you.
- 4
Scan the business's QR code
Point your phone at the business's THAT QR code to load the payment details.
- 5
Slide to confirm
Slide to complete and the payment is sent peer-to-peer — confirmed on-chain in seconds.
Frequently Asked Questions
Do I need the THAT app to pay with crypto?+
Yes. Paying with THAT is done through the THAT app, which holds your non-custodial wallet and connects you to participating businesses.
What crypto can I pay with?+
You pay in THAT. If you hold other assets like ETH or USDT, you can swap them into THAT inside the app first, then spend.
How fast does a crypto payment go through?+
Seconds. Payments are sent wallet-to-wallet and confirm on-chain almost immediately, with no chargebacks.
How do I find businesses that accept crypto?+
Open the in-app directory in the THAT app to see participating businesses near you. New venues are added regularly.
Is paying with crypto safe?+
THAT is non-custodial, so you hold your own funds and approve every payment yourself. Keep your seed phrase private and you stay in control.